You generally have to cancel your trip no less than 48 hours before your departure. The deadline for adding CFAR will depend on the travel insurance company, and not all companies offer it. This is usually 14 days but make sure to check your plan. To get “cancel for any reason” coverage you’ll have to purchase a base travel insurance plan and add “cancel for any reason” coverage within a certain time frame after your first trip payment. The percentage for CFAR reimbursement will be listed in the policy. You will generally be reimbursed for 75% of your pre-paid, forfeited and non-refundable trip costs.
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